I just got my paycheck back! Over spending on clothing and snowboarding… what am I going to do about it?? I have absolutely no ideas. I need to stop spending and start saving now. I need to start saving up now. I am really interested on different kinds of investments. I mean I really hate the feeling of spending all of what I earned at once. I need to make my money worth what it is supposed to be. I have currently been checking on the TD bank ones. Some of them have really high interest; however, it also comes with a higher risk than others. I am thinking about doing some kind of investment combination, which should be able to bring me back the best repay. I am going to do more research on it before I am going to do anything about it.